Digital payments, neobanking, DeFi infrastructure, and the transformation of financial services.
Financial technology is transforming how money moves across Asia-Pacific. This vertical covers digital payments, neobanking, lending platforms, insurance technology, and blockchain-based financial infrastructure.
28 new Fintech & Digital Finance signals in the past 7 days.
Kredivo's channeling funding from DBS Indonesia has been increased to IDR 3 trillion. This expansion of the partnership, which began in 2020, reflects Kredivo's consistent credit disbursement performance and growing market demand. The increased funding will support Kredivo's continued growth and expansion of its financial services across Indonesia.
Kredivo has appointed Andre Rasjid as a member of its Board of Commissioners. This appointment is a strategic move to strengthen Kredivo's leadership and corporate governance. With Rasjid's expertise, Kredivo aims to further enhance its business growth and expand access to financial services, contributing to greater financial inclusion in its operating markets.
Kredivo Group has acquired Earned Wage Access (EWA) platform GajiGesa. This strategic acquisition marks Kredivo's entry into the rapidly growing EWA market. The move aligns with Kredivo's mission to provide fast, affordable, and widely accessible financial services, expanding its reach and product portfolio within the Indonesian market.
JULO, a leading digital lending platform in Indonesia, has launched a new initiative focused on enhancing digital financial literacy among its users. This program aims to equip consumers with essential knowledge and skills to navigate the digital economy safely and effectively, promoting responsible financial behavior and preventing digital fraud. The initiative underscores JULO's commitment to user empowerment and financial inclusion in the region.
JULO, an Indonesian digital lending platform, has rolled out an enhanced bill payment feature that offers users multiple rewards for each transaction. This initiative aims to make bill payments more engaging and rewarding for customers, encouraging consistent usage of the platform for essential financial services. By integrating gamified elements and incentives, JULO seeks to improve customer loyalty and satisfaction while driving transaction volume.
JULO, a digital lending platform, partnered with Ringkas to host a webinar titled 'Selangkah Punya Rumah Impian' (One Step Closer to Your Dream Home). The event aimed to provide valuable insights and guidance to Indonesians aspiring to own a home, covering aspects of financial planning and leveraging digital lending solutions. This collaboration highlights JULO's commitment to supporting users' significant life goals through accessible financial tools and educational resources.
Wise has received authorization from the Brazil Central Bank, allowing it to operate in Brazil. The company is now offering its international account with investment options in USD, EUR, and GBP, featuring a 1.1% IOF tax. Customers can earn up to 3.42% on USD investments and use invested funds for card payments.
Wise has become a member of Payments Canada, a significant step in its ongoing investment and expansion within the Canadian market. This membership underscores Wise's commitment to enhancing its global infrastructure, aiming to facilitate faster and more cost-effective international payments for its users in Canada.
Wise Platform has partnered with Wealthsimple, a Canadian financial services company. This collaboration enables Wealthsimple customers to access fast, low-fee international payments to over 30 countries in more than 10 currencies directly through the Wealthsimple app or website, simplifying cross-border transactions.
Upwork, a leading freelancing platform, has partnered with Wise Platform. This collaboration aims to enhance the international payment infrastructure for global freelancers, enabling faster transfers to select currencies in South America, APAC, and Europe, thereby improving the payment experience for its vast user base.
PhonePe has launched its 'On-The-Go' card, a new product designed to facilitate seamless and offline payments specifically for transit use cases. This initiative aims to enhance convenience for commuters by enabling quick transactions without requiring an active internet connection, thereby streamlining the payment process for daily travel.
GoTo Group announced its financial results for the fourth quarter and full year ended December 31, 2025. The company provided details on its revenue, profitability, and key performance indicators, offering insights into its financial health and strategic progress during the period. Investors can access the full announcement and webcast replay for detailed analysis.
Kakao achieved its highest-ever annual performance in 2025, reporting KRW 8.09 trillion in revenue and KRW 732 billion in operating profit. This significant financial milestone reflects strong growth across its business segments and effective operational strategies. The company's robust performance indicates a positive trajectory and solidifies its financial standing in the competitive tech landscape.
Kakao announced a strengthened partnership with Google, focusing on leveraging AI-powered Android technology to drive service innovation. This collaboration aims to enhance user experiences and explore new technological advancements within the Android ecosystem. The partnership underscores Kakao's commitment to integrating cutting-edge AI solutions into its diverse service offerings.
GoTo Financial announced a 16% year-over-year growth in Monthly Transacting Users (MTU) for FY2024. This metric encompasses users of On-Demand Services and Financial Technology Services, both on and off GoTo's platforms. The company highlighted its significant contribution to Indonesia's GDP and its role in serving a large portion of the Indonesian population, including those with limited financial access.
JULO, a digital lending platform operating in Indonesia, has introduced several new product offerings including JULO Ponsel+, JULO Kas Cerdas, JULO Turbo, and JULO Protect+. These new services aim to expand JULO's digital financial solutions, catering to various consumer needs such as mobile phone financing, smart cash loans, and enhanced transaction security. The company leverages technology like big data and machine learning for credit assessment.
Wise has introduced an interest-earning feature for USD balances, offering a 3.14% Annual Percentage Yield (APY). The feature includes passthrough FDIC insurance up to $250,000 through their Program Bank. This is available to customers in most US states, excluding New York and Alaska at this time. The offering aims to help customers make their money work harder.
PhonePe has launched a new feature allowing users to link pre-sanctioned bank credit lines to UPI. This enables instant credit access for transactions, enhancing payment flexibility and convenience for consumers. The integration aims to broaden the utility of UPI beyond traditional bank accounts and digital wallets.
Grab Financial Group's PayLater service in Singapore has enhanced its payment flexibility, allowing users to split bills into 4, 8, or 12 monthly instalments, in addition to paying the full amount next month. This move aims to provide consumers with greater control over their finances and encourage wider adoption of the buy-now-pay-later solution across Grab services and partner merchants.
Stripe is now powering a new shopping experience within Microsoft Copilot. This integration allows users to discover and purchase products directly through the AI assistant, streamlining the online shopping journey. By leveraging Stripe's payment infrastructure, Microsoft aims to create a more seamless and intuitive e-commerce interaction for its users, potentially driving higher conversion rates and customer engagement.
Stripe has launched new products aimed at bringing stablecoins and agentic commerce into the mainstream. This initiative seeks to expand the utility and adoption of these emerging financial technologies, potentially transforming how businesses conduct transactions and automate commercial interactions globally.
Stripe is now powering Instant Checkout within ChatGPT and has released an Agentic Commerce Protocol, co-developed with OpenAI. This integration allows users to complete purchases directly within the AI interface, streamlining the transaction process and advancing the capabilities of AI-driven commerce.
Grab's financial services arm GrabFin has launched a cross-border remittance service connecting Singapore, Malaysia, Indonesia, Thailand, Vietnam, and the Philippines. The service leverages Grab's existing user base of 35 million monthly transacting users and offers real-time transfers at fees significantly below traditional remittance providers.
PhonePe, India's leading digital payments platform, has crossed 600 million registered users and now processes approximately 50% of all UPI (Unified Payments Interface) transactions in India. The company reported annualized TPV (Total Payment Volume) exceeding $1.4 trillion, making it one of the largest payment platforms globally by transaction volume.
Ant Group's digital banking subsidiary ANEXT Bank has received a full digital banking license from the Monetary Authority of Singapore (MAS), upgrading from its previous wholesale license. The expanded license allows ANEXT to offer retail deposits and SME lending products, targeting the underserved small business segment across Southeast Asia.
South Korean fintech super-app Toss (operated by Viva Republica) has achieved its first-ever quarterly profit, driven by growth in its securities brokerage, insurance, and banking divisions. The company reported operating profit of KRW 42 billion ($31M) for Q4 2025 and announced plans to expand its financial super-app model to Vietnam and Indonesia.
One97 Communications (Paytm) has reported its first operating profit since the RBI's enforcement action against Paytm Payments Bank in early 2024. The company achieved EBITDA of INR 2.1 billion ($25M) for Q3 FY2026, driven by cost optimization and growth in its merchant lending and insurance distribution businesses. Paytm shares surged 15% on the results.
Indian fintech unicorn Razorpay has secured a digital banking license from the Reserve Bank of India (RBI), enabling the company to expand beyond payment processing into lending and deposit services for small and medium businesses. The license marks a significant regulatory milestone for India's fintech sector.
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