Toss (Viva Republica)

South Korea's leading fintech super-app valued at $7B+

Company Overview

Toss, operated by Viva Republica, is South Korea's most valuable fintech company. Starting as a simple money transfer app, Toss has evolved into a comprehensive financial super-app offering banking, investments, insurance, and credit scoring services. Toss Bank, its digital banking subsidiary, has attracted millions of customers and is challenging traditional Korean banks.

Sectors

Digital BankingInvestmentsInsuranceCredit

Primary Markets

South Korea

Why This Company Matters

Toss has proven that fintech super-apps can successfully challenge incumbent banks in a highly regulated, developed market like South Korea.

Key Focus Areas

Digital BankingInvestment PlatformInsuranceCredit Scoring

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Signal Activity

0This Month

1Last 30 Days

1Total

Signal Timeline

1 total

February 2026

EarningsCanonicalFeb 19

Toss Achieves Profitability for First Time, Plans Southeast Asia Expansion

South Korean fintech super-app Toss (operated by Viva Republica) has achieved its first-ever quarterly profit, driven by growth in its securities brokerage, insurance, and banking divisions. The company reported operating profit of KRW 42 billion ($31M) for Q4 2025 and announced plans to expand its financial super-app model to Vietnam and Indonesia.

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