JULO is one of Indonesia's largest and most trusted digital lending platforms, providing accessible credit to the country's vast underbanked population. Licensed and regulated by OJK (Indonesia's Financial Services Authority), JULO uses AI-driven credit scoring to serve borrowers who lack traditional credit histories. The company has disbursed billions of dollars in loans since its founding.
JULO demonstrates how AI-driven credit scoring can unlock financial access for hundreds of millions of people in Southeast Asia's largest economy.
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